// The Insider List · Vol. 3

Sources Smart People Use

Volume 3. The quiet edge — the go-straight-to-the-source sites savvy and well-off people actually use: read the real filings, pay the fair price, learn for free, and check what others take on faith.

📈 Money & Markets 🩺 Fair-Price Health 🎓 Elite Learning 🔎 Due Diligence 📚 Free Premium 🛠️ Power Tools

📈 Money & Markets

Read the Real Numbers

What the financially savvy actually check before the news catches up.

Stock Analysisstockanalysis.comFree, clean financial statements, ratios, and a stock screener for any company.Open → Bogleheadsbogleheads.orgThe quiet index-investing playbook a lot of wealthy people follow (wiki and forum).Open → testfoliotestfol.ioFree backtester to stress-test a portfolio against decades of real market history.Open → Macrotrendsmacrotrends.netDecades of free financial charts and ratios for any company or the economy.Open → FINVIZfinviz.comA free stock screener and market heat map the savvy glance at daily.Open → DepositAccountsdepositaccounts.comFind the genuinely highest savings and CD rates instead of a 0.01% account.Open →

🩺 Fair-Price Health

Pay What It Should Cost

Tools to price care honestly, cut medication costs, and read the real evidence.

Cost Plus Drugscostplusdrugs.comMark Cuban’s pharmacy: generics at cost plus 15%, often a fraction of normal prices.Open → FAIR Health Consumerfairhealthconsumer.orgEstimate the fair cost of a procedure in your area before you are billed. Free, no login.Open → Medicare Procedure Costsmedicare.gov/procedure-price-lookupOfficial Medicare price ranges for common procedures — a baseline to push back with.Open → NeedyMedsneedymeds.orgFind patient-assistance programs and free drug discount cards.Open → RxAssistrxassist.orgA directory of drug-company programs that give medications free or cheap.Open → Cochrane Evidencecochrane.orgFree plain-language summaries of the best available medical research.Open →

🎓 Elite Learning

An Ivy-League Education, Free

The same course material top schools charge a fortune for — at no cost.

MIT OpenCourseWareocw.mit.eduReal MIT course materials — lectures, notes, and exams — completely free.Open → edXedx.orgUniversity courses from Harvard, MIT and more; audit most of them free.Open → Courseracoursera.orgAudit many top-university courses free (just skip the paid certificate).Open → Open Yale Coursesoyc.yale.eduFull Yale courses with video lectures, free and open to anyone.Open → Ankiapps.ankiweb.netThe spaced-repetition memory tool med students and polyglots swear by.Open → Class Centralclasscentral.comSearch 200,000+ free online courses from across the web in one place.Open →

🔎 Due Diligence

See What Others Miss

Check the claims, the money trail, and the record before you trust them.

archive.todayarchive.todaySave or pull up a frozen snapshot of any web page — even deleted or paywalled ones.Open → OpenSecretsopensecrets.orgFollow the money: who funds politicians, PACs, and lobbying.Open → ICANN Lookuplookup.icann.orgSee who registered a website domain, and when (official WHOIS).Open → Justiajustia.comFree U.S. case law, statutes, and plain-language legal information.Open → Google Patentspatents.google.comSearch the world’s patents free — see who really invented what.Open → NICB VINChecknicb.orgFree check on whether a used vehicle was reported stolen or salvaged.Open →

📚 Free Premium

Your Library Card Is a Cheat Code

Premium books, film, and music — free, mostly through the library you already fund.

Libbylibbyapp.comFree ebooks and audiobooks through your public library card.Open → hooplahoopladigital.comFree movies, music, comics, and books through many libraries.Open → Kanopykanopy.comFree films and documentaries (including Criterion) via many libraries.Open → Open Libraryopenlibrary.orgBorrow digital books free from the Internet Archive’s lending library.Open → LibriVoxlibrivox.orgThousands of free public-domain audiobooks, read by volunteers.Open → Standard Ebooksstandardebooks.orgBeautifully formatted, free public-domain classics done right.Open →

🛠️ Power Tools

The Quiet Productivity Stack

Free-tier tools that high performers quietly run their lives on.

Notionnotion.soFree all-in-one notes, docs, databases, and planning in one place.Open → Obsidianobsidian.mdA free, local-first knowledge base — build your own “second brain.”Open → Bitwardenbitwarden.comA free, serious, open-source password manager.Open → Protonproton.meFree encrypted email, calendar, and drive — privacy by default.Open → Wisewise.comSend or convert money abroad at near-real exchange rates, not bank markups.Open → Grammarlygrammarly.comA free writing assistant that catches errors and tightens your tone.Open →

Go straight to the source.

That’s three volumes of insider sources — plus the always-free stuff over on Free Finds.

← Volume 2 ✦ Browse Free Finds →

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