Home 🧾 Taxes
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Taxes

Tax time shouldn’t cost you money you don’t have. Here’s how to file for free, get real help from trained volunteers, and claim every credit you’re actually owed.

Pick what fits your situation below — each opens a real, free tool or service. Or ✦ ask Sorcery AI to point you straight there.

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Owe the IRS and can’t pay?
Don’t ignore it — that’s when penalties grow. The IRS offers free payment plans you can set up online. Still file (or file an extension) even if you can’t pay yet.
See Payment Options →
Choose your path — free options first
💻File Online for Free (IRS Free File)

If your income is under the IRS limit (about $89,000 for 2025 returns), you can file your federal taxes online for $0 using guided software. Just start from the official IRS page so it stays free.

🔥 Most used · Start free filing →
🧑‍🤝‍🧑Free In-Person Help (VITA / TCE)

Real, IRS-certified volunteers prepare your taxes for free at thousands of local sites — libraries, community centers, schools. Great if you make about $67,000 or less, have a disability, or speak limited English.

Find a site near you →
👵Free Tax Help for 50+ (AARP Tax-Aide)

The nation’s largest free tax-prep service, with a focus on people over 50 and low-to-moderate income. You don’t have to be an AARP member to use it — open to anyone who qualifies.

Find a Tax-Aide site →
💸Credits You May Be Missing (EITC)

The Earned Income Tax Credit can mean thousands back — even if you owe nothing — but millions of people who qualify never claim it. See if it’s your money.

Check if you qualify →
🛟Problem With the IRS? Free Help

The Taxpayer Advocate Service is a free, independent part of the IRS that helps when you’re stuck — delays, errors, hardship. Most people have no idea it exists.

Get free IRS help →
🔐Protect Your Refund (IRS IP PIN)

A free 6-digit IRS Identity Protection PIN stops scammers from filing a fake return in your name and stealing your refund. Free to anyone — set one up in minutes.

Get your free IP PIN →
Taxes in 60 Seconds
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The deadline
Federal returns are generally due around mid-April. Can’t make it? File a free extension — but you still pay any tax owed by the deadline to avoid penalties.
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Free if you qualify
Under the income limit, filing your federal return online costs $0. If a site tries to charge you to file a simple return, back out — you likely qualify to do it free.
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Real humans, free
You don’t have to do it alone. IRS-certified volunteers (VITA, TCE, AARP Tax-Aide) prepare returns for free at thousands of local sites every year.
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Don’t leave money behind
Credits like the EITC and Child Tax Credit can pay you a refund even if you owe $0 — but only if you file and actually claim them.
ℹ️ This is general information, not tax advice. Tax rules, income limits, and credits change every year and depend on your situation — always confirm with the IRS or a free IRS-certified volunteer (VITA/TCE) before you file.
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